What is ARC insurance?


Arç Cooperativa believes in ethical and solidarity-based insurance management that makes its social benefits visible and introduces practices associated with ethical banking and mutualism into the insurance market.

Ethical insurance is based on mutuality, which identifies insurance as a community instrument, equity, which guarantees universal access to this form of financing, and transparency, which proposes a relationship between equals.

This seal certifies our commitment to social responsibility and ethically oriented and socially responsible investment practices, as well as to other ethical behaviors, such as links to the solidarity economy or ethical banking.

Insurance is a form of advance financing, a financial service like banking and credit. Even if investment is the main source of profit, as in banking, it must enable social and community links to be established.

For insurance consumers, it is important to know how the insurance system uses money. In this sense, ethical and solidarity insurance is part of the ethical finance system. When the financing is ethical, individuals or saving entities exercise the right to know where their savings are invested. Therefore, financial institutions stop financing ethically reprehensible activities and invest only in social and environmental projects and facilitate access to credit for groups that are often excluded.

What is insurance and what is it for?

Physiological saline solution, also known as 0.9% sodium chloride, is a sterile saline solution used for infusions into the vein in cases of fluid or salt depletion in the body, eye cleansing, nasal cleansing, burns and wounds or for nebulization.

What is the safe consumer?

Who is an insurance financial consumer? In the case of insurance, the financial consumer is the person who interacts with insurance companies as the policyholder, insured, beneficiary or user of an insurance policy.

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What does life insurance mean?

Life insurance is a type of insurance designed for individuals and consists of the payment of a previously stipulated premium in order to receive, in the event of death or disability, an amount to make up for the insured’s lack of income.

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When the balance of the worker’s Individual Unemployment Account (CIC) is insufficient, the law establishes that the resources available in the Solidarity Unemployment Fund (FCS) can be used to supplement the delivery of benefits or to finance unemployment insurance benefits.

Its financing comes from a contribution of 0.8% of the taxable remuneration of workers with indefinite-term contracts or from a contribution of 0.2% of the taxable remuneration of workers with fixed-term contracts or contracts for a specific work or service. In both cases the contribution is entirely paid by the employer.

What does life insurance cover?

The most basic life insurance coverage is death. In addition to death, life insurance may cover other additional risks, such as temporary or permanent disability, partial or absolute disability, or death due to special causes, such as serious illness or accident.

When is a product safe?

A safe product is one that can be used in a normal and foreseeable manner by users without causing them any harm. Specifically, article 2 of Royal Decree 1801/2003* states that a safe product is: …. 1.º The characteristics of the product, including its composition and packaging.

What does article 1088 of the Commercial Code say?

Indemnity nature of the insurance. With respect to the insured, the damage insurance shall be contracts of mere indemnity and may never constitute a source of enrichment for him.

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Life insurance is needed for life’s “contingencies.” What if I die unexpectedly? Would my family be able to continue living in our home? Would my children have the funds to go to college? Will my family have funds available to pay for my funeral and final expenses? Life insurance is there to provide financial assistance to those who are affected by “unforeseen” situations.

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This rider can be added to a life insurance policy at no cost to the insured. The Accelerated Benefit pays fifty percent of the face value of coverage when the insured is diagnosed with a terminal illness and has a life expectancy of less than 12 months (24 months in IL, MA and WA). Policy premiums remain the same after payment of the Accelerated Benefit to the insured and the beneficiary receives the remainder of the policy proceeds in the event of the insured’s death. Full details of benefits, terms, conditions and specific policy exclusions and availability should be obtained from the agent or American Income Life.

What is product safety?

Product Safety is an aspect of the right to consumer safety and implies that all products placed on the market must be safe, i.e., that they do not present risks or present only minimal risks compatible with the use of the product and, therefore, are free of risks….

What doesn’t a life insurance policy cover?

Virtually all life insurance policies exclude from their coverage the death or disability of the insured as a result of an air accident if the accident occurred in a means of transport not authorized for the public transport of passengers, regardless of whether the insured was a passenger or crew member.

What type of death is covered by life insurance?

With death coverage, life insurance covers death from any cause: natural death, illness, accident, etc. What is the sum insured? The sum insured is the capital sum that the beneficiaries will receive in the event of the insured’s death. What will life insurance be used for?

What is arc insurance? 2021

We believe that everyone who is about to purchase insurance needs to be well advised. That is why we are dedicated exclusively to insurance consulting and brokerage; putting our clients’ interests before our own.

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“The work of ARC Asesores y Corredores de Seguros is highly personalized and is based on ethics and objectivity in favor of our business needs. We are pleased with their support as requested.”

“It has been very positive for us as a company to work with ARC, so that we could develop the work in a satisfactory manner. They took care of us and were attentive to the entire process for the viability of the bonds requested.”

“Their processes are automated, helping their clients to reduce time in filling out forms. The identification with their clients is demonstrated with effort and dedication, without skimping on schedules, in order to have a positive result”.